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Foreclosure and its Effects on Education

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NCHE Resources

Support for Students Whose Families Have Lost Their Homes to Foreclosure brochure
This brochure from NCHE provides information on how children and youth whose families have lost their home to foreclosure may qualify for services under the McKinney-Vento Act.
Download the foreclosure brochure in English | Spanish.

Support for Students Whose Families Have Lost Their Homes to Foreclosure poster
This poster from NCHE provides information on how children and youth whose families have lost their home to foreclosure may qualify for services under the McKinney-Vento Act.
Download the foreclosure poster.


Other Resources

Families of the Recession: Unemployed Parents and Their Children
One in seven American children are living with an unemployed parent as a result of the current recession. Totaling 10.5 million kids under the age of 18, this January 2010 report from First Focus makes the alarming finding that children are almost twice as likely to be affected by unemployment than adults. Young people with an unemployed parent have a greater chance of experiencing homelessness, suffering from child abuse, failing to complete high school or college, and living in adult poverty than other children.
Download the report.

Foreclosed: 2 Million Homeless Students and Counting
This article appeared in the January 2009 edition (Vol. 56, No. 5) of NewsLeader, the award-winning newspaper published by the National Association of Secondary School Principals (NASSP). This timely article explores the spillover effects of the U.S. economic crisis into our nation's public schools and suggests ways that principals can take the lead in supporting the education of students experiencing homelessness. The article includes comments from NCHE Director, Diana Bowman.
Download the article.
Posted with NASSP permission; copyright 2009 National Association of Secondary School Principals; for more information on NASSP products and services to promote excellence in middle level and high school leadership, visit http://www.nassp.org/.

Foreclosure-Response.org
Foreclosure-Response.org is an online guide to foreclosure prevention and neighborhood stabilization developed and maintained by the Center for Housing Policy, KnowledgePlex, the Local Initiatives Support Corporation (LISC), and the Urban Institute. The site includes easily accessible information on a broad range of state and local policy solutions, as well as tools to create customized data reports and maps and participate in interactive online discussions.
Visit the website.

Kids and Foreclosures: New York City
While researchers have examined the collateral impact of foreclosure on surrounding properties and neighborhoods, this report from The Furman Center is a rare look at how children may be impacted by the foreclosure crisis. The report presents findings from the first phase of a two-part analysis of how foreclosures affect children. It estimates the number of public school students in all grades (K-12) whose families live in properties that entered foreclosure in New York City during the 2003-04 and 2006-07 school years, and finds that this issue is widespread and growing, impacting 1 in 50 public school students in 2006-07. The report also compares the social and demographic characteristics of these students, and their schools, to those of other students.
Download Kids and Foreclosures: New York City.

Renters in Foreclosure: A Fresh Look at an Ongoing Problem
This webpage from the National Low Income Housing Coalition profiles the impact of the current housing crisis on renters and provides an up-to-date resources on helping renters and lower income families in foreclosure.
Visit the webpage.

The Economic Crisis Hits Home: The Unfolding Increase In Child and Youth Homelessness
Largely due to the economic and housing crises, many school districts across the country report increases in the number of homeless students in the classroom. The Economic Crisis Hits Home presents the results of a survey of local homeless education liaisons conducted by the National Association for the Education of Homeless Children and Youth (NAEHCY) and First Focus between October 24 and December 10, 2008. Based on these findings, the report also presents policy recommendations for the new Administration and Congress, as well as practice recommendations for schools and community agencies.
Download the report.

The Foreclosure Generation: The Long-Term Impact of the Housing Crisis on Latino Families and Children
The National Council of La Raza (NCLR) partnered with the Center for Community Capital (CCC) at the University of North Carolina to conduct interviews with 25 Latino families who had recently experienced foreclosure. Interviewers asked in-depth questions on a variety of issues related to the overall well-being of the family with a special emphasis on the status of their children. This report summarizes the major findings from these interviews.
Read The Foreclosure Generation: The Long-Term Impact of the Housing Crisis on Latino Families and Children.

The Impacts of Foreclosures on Families and Communities
This May 2009 report from The Urban Institute presents the results of a literature review on the foreclosure crisis that is now affecting the United States. The report reviews what is known currently about (1) the way foreclosures impact families; (2) how foreclosures affect communities; and (3) the efforts now underway, or being suggested, to address the crisis, focusing on actions at the local level. The report also offers recommendations on priorities for additional research to fill important gaps in the knowledge base.
*Related Publication: The Impacts of Foreclosures on Families and Communities: A Primer
Download the report.

The Impact of the Mortgage Crisis on Children and Their Education
This Spring 2008 brief from First Focus discusses the effects of the U.S. mortgage and foreclosure crisis on school-aged children and their education. Useful statistics related to mobility and school achievement, an overview of the effects of mobility on children's behavior and health, and policy recommendations are included.
Download the brief.

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The National Center for Homeless Education (NCHE) is the U.S. Department of Education's technical assistance center for the federal Education for Homeless Children and Youth (EHCY) Program. NCHE is housed at the University of North Carolina at Greensboro.

This website was produced with funding from the U.S. Department of Education, on contract no. ED-01-CO-0092/0001. The content of this website does not necessarily reflect the views or policies of the U.S. Department of Education or the University of North Carolina at Greensboro; nor does mention of trade names, commercial products, or organizations imply endorsement by the U.S. Government.

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